Our Mission:
   To provide secure insurance coverage for our policyholders
   and ensure prudent longterm growth
   while preserving our rural Saskatchewan roots.


Welcome to Germania Mutual Insurance Co.

We are a proud little insurance company and are excited to become part of the World Wide Web; we can’t wait to bring you the benefits of online services.

To make it easier for you to purchase insurance from any of our outstanding brokers, you will find a listing of all our brokers here. And should you need any forms to make claims, they are now only a click away, for your convenience.

We continue to look forward to serving you as we have for more than a century, but also invite you to take advantage of the information and documents provided on this web site. If you have any questions, please do not hesitate to call us, we are always happy to hear from our loyal customers.




Special Notice:

After careful consideration concerning COVID-19 pandemic, Germania Mutual Insurance Office is open to the public. But upon entry to the office you must abid by Government of Saskatchewan protocal of wearing a mask while inside the building.

Our staff is available and will continue to serve our customers while keeping the health and safety a top priority.

We encourage our customers to contact Germania and or your Broker by phone, or via email for any of your insurance needs. If you need to come into our office we ask that you please call ahead and understand that masks will be mandatory upon entry. 

Everyone's health is important to us and we will monitor and abide by the recommendations of the Public Health Agency of Canada and the Saskatchewan Health Athority during this pandemic.

Thank you for your attention on this matter.

Stay Safe and Healthy

Germania Mutual Insurance Co. 



Newly Updated Homeowners Wording Booklet  

Newly Updated Farm Property Wording Booklet


Additional Coverages Available At Germania Mutual Insurance - Ask Your Broker!




Questions to ask your agent

When you are shopping for insurance, make sure you ask these important questions:

  • What different types of insurance policies do you offer?
  • What will my insurance cover?
  • Does my policy include personal liability coverage?
  • What is not covered in my insurance?
  • What optional coverage should I consider?
  • Do I need full replacement coverage? What is the difference between “replacement cost” and “guaranteed replacement cost”?
  • What discounts can I get on my home insurance?
  • Is there anything I can do to reduce the cost of my insurance?
  • What deductible amount should I have on my policy?